{"ok":true,"canonical_url":"https://dealroom.so/franchises/1-800-got-junk","api_url":"https://dealroom.so/api/public/franchises/1-800-got-junk","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"1-800-GOT-JUNK?","slug":"1-800-got-junk","url":"https://dealroom.so/franchises/1-800-got-junk","sbaLoansSince2020":6,"businessPurchases":1,"typicalDeal":213000,"dealRange25th75th":[181500,270000],"avgRatePct":5.83,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Scale Bank","count":3,"url":"https://dealroom.so/lenders/scale-bank"},{"name":"BancFirst","count":1,"url":"https://dealroom.so/lenders/bancfirst"},{"name":"Pinnacle Bank","count":1,"url":"https://dealroom.so/lenders/pinnacle-bank-3"},{"name":"Readycap Lending, LLC","count":1,"url":"https://dealroom.so/lenders/readycap-lending-llc"}],"topStates":[{"count":3,"state":"MN"},{"count":1,"state":"OK"},{"count":1,"state":"FL"},{"count":1,"state":"TN"}],"recentDeals":[{"borrower":"1-800-GOT-JUNK? CHATTANOOGA","city":"Chattanooga","state":"TN","amount":270000,"fiscalYear":2023,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Twin Cities Junk Hauling, LLC","city":"Minneapolis","state":"MN","amount":213000,"fiscalYear":2021,"businessPurchase":false,"lender":"Scale Bank"},{"borrower":"SIXL SERVICES, LLC","city":"Bixby","state":"OK","amount":200000,"fiscalYear":2021,"businessPurchase":false,"lender":"BancFirst"},{"borrower":"Twin Cities Junk Hauling, LLC","city":"Minneapolis","state":"MN","amount":181500,"fiscalYear":2021,"businessPurchase":false,"lender":"Scale Bank"},{"borrower":"Twin Cities Junk Hauling, LLC","city":"Minneapolis","state":"MN","amount":147200,"fiscalYear":2021,"businessPurchase":false,"lender":"Scale Bank"},{"borrower":"Go Green Tampa LLC","city":"Tampa","state":"FL","amount":1620000,"fiscalYear":2020,"businessPurchase":true,"lender":"Pinnacle Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/1-800-got-junk","source_type":"DealRoom Data"}}