{"ok":true,"canonical_url":"https://dealroom.so/franchises/1-tom-plumber","api_url":"https://dealroom.so/api/public/franchises/1-tom-plumber","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"1-Tom-Plumber","slug":"1-tom-plumber","url":"https://dealroom.so/franchises/1-tom-plumber","sbaLoansSince2020":18,"businessPurchases":0,"typicalDeal":333600,"dealRange25th75th":[150000,350000],"avgRatePct":9.35,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":7,"topLenders":[{"name":"Manufacturers and Traders Trust Company","count":4,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"},{"name":"First Resource Bank","count":2,"url":"https://dealroom.so/lenders/first-resource-bank-2"},{"name":"Citizens Bank","count":2,"url":"https://dealroom.so/lenders/citizens-bank"},{"name":"First Bank","count":2,"url":"https://dealroom.so/lenders/first-bank-4"},{"name":"KeyBank National Association","count":2,"url":"https://dealroom.so/lenders/keybank-national-association"}],"topStates":[{"count":2,"state":"OK"},{"count":2,"state":"NY"},{"count":2,"state":"NJ"},{"count":2,"state":"MN"},{"count":2,"state":"NC"},{"count":2,"state":"WA"},{"count":1,"state":"CA"},{"count":1,"state":"KY"}],"recentDeals":[{"borrower":"GCL Solutions Group LLC","city":"Mountainside","state":"NJ","amount":477000,"fiscalYear":2026,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Coast View Plumbing Inc.","city":"Anaheim","state":"CA","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"CDC Small Business Finance Corp."},{"borrower":"D&N NY Enterprises LLC","city":"Hamburg","state":"NY","amount":333600,"fiscalYear":2026,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"D&N NY Enterprises LLC","city":"Hamburg","state":"NY","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"GCL Solutions Group LLC","city":"Mountainside","state":"NJ","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"KTB Plumbing LLC","city":"Minnetonka","state":"MN","amount":308000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Resource Bank"},{"borrower":"KTB Plumbing LLC","city":"Minnetonka","state":"MN","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Resource Bank"},{"borrower":"Emergency Plumbers of Texas LLC","city":"Houston","state":"TX","amount":876600,"fiscalYear":2024,"businessPurchase":false,"lender":"Capital Bank, National Association"},{"borrower":"Blue Ridge Plumbing and Drain, LLC","city":"Arden","state":"NC","amount":360000,"fiscalYear":2024,"businessPurchase":false,"lender":"First Bank"},{"borrower":"Manasota Emergency Plumbing LLC","city":"Sarasota","state":"FL","amount":325000,"fiscalYear":2024,"businessPurchase":false,"lender":"Hancock Whitney Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/1-tom-plumber","source_type":"DealRoom Data"}}