{"ok":true,"canonical_url":"https://dealroom.so/franchises/2nd-family","api_url":"https://dealroom.so/api/public/franchises/2nd-family","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"2nd Family","slug":"2nd-family","url":"https://dealroom.so/franchises/2nd-family","sbaLoansSince2020":4,"businessPurchases":0,"typicalDeal":220000,"dealRange25th75th":[200000,220000],"avgRatePct":10,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":4,"topLenders":[{"name":"ACC Capital","count":2,"url":"https://dealroom.so/lenders/acc-capital"},{"name":"Grow America Fund, Incorporated","count":1,"url":"https://dealroom.so/lenders/grow-america-fund-incorporated"},{"name":"First Bank of the Lake","count":1,"url":"https://dealroom.so/lenders/first-bank-of-the-lake"}],"topStates":[{"count":2,"state":"FL"},{"count":1,"state":"IL"},{"count":1,"state":"SC"}],"recentDeals":[{"borrower":"2nd Family","city":"Melbourne","state":"FL","amount":220000,"fiscalYear":2026,"businessPurchase":false,"lender":"ACC Capital"},{"borrower":"2nd Family","city":"Melbourne","state":"FL","amount":220000,"fiscalYear":2026,"businessPurchase":false,"lender":"ACC Capital"},{"borrower":"2NDFAMILY","city":"Myrtle Beach","state":"SC","amount":200000,"fiscalYear":2026,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"CCLP, LLC","city":"Glen Ellyn","state":"IL","amount":140600,"fiscalYear":2025,"businessPurchase":false,"lender":"Grow America Fund, Incorporated"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/2nd-family","source_type":"DealRoom Data"}}