{"ok":true,"canonical_url":"https://dealroom.so/franchises/auto-check","api_url":"https://dealroom.so/api/public/franchises/auto-check","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Auto Check","slug":"auto-check","url":"https://dealroom.so/franchises/auto-check","sbaLoansSince2020":5,"businessPurchases":2,"typicalDeal":350000,"dealRange25th75th":[150000,350000],"avgRatePct":8.4,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"Wallis Bank","count":2,"url":"https://dealroom.so/lenders/wallis-bank"},{"name":"American Momentum Bank","count":2,"url":"https://dealroom.so/lenders/american-momentum-bank"},{"name":"BayFirst National Bank","count":1,"url":"https://dealroom.so/lenders/bayfirst-national-bank"}],"topStates":[{"count":5,"state":"TX"}],"recentDeals":[{"borrower":"ZUBIA ELITE LLC","city":"Katy","state":"TX","amount":1132000,"fiscalYear":2025,"businessPurchase":true,"lender":"American Momentum Bank"},{"borrower":"ZUBIA ELITE LLC","city":"Katy","state":"TX","amount":150000,"fiscalYear":2025,"businessPurchase":true,"lender":"American Momentum Bank"},{"borrower":"SVAUTO LLC","city":"Richmond","state":"TX","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"Chenab Traders, LLC","city":"Houston","state":"TX","amount":350000,"fiscalYear":2021,"businessPurchase":false,"lender":"Wallis Bank"},{"borrower":"Chenab Traders, LLC","city":"Houston","state":"TX","amount":350000,"fiscalYear":2021,"businessPurchase":false,"lender":"Wallis Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/auto-check","source_type":"DealRoom Data"}}