{"ok":true,"canonical_url":"https://dealroom.so/franchises/badcock-home-furniture-more","api_url":"https://dealroom.so/api/public/franchises/badcock-home-furniture-more","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"BADCOCK HOME FURNITURE & MORE","slug":"badcock-home-furniture-more","url":"https://dealroom.so/franchises/badcock-home-furniture-more","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":166200,"dealRange25th75th":[150000,784000],"avgRatePct":8.85,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"BayFirst National Bank","count":1,"url":"https://dealroom.so/lenders/bayfirst-national-bank"},{"name":"PNC Bank, National Association","count":1,"url":"https://dealroom.so/lenders/pnc-bank-national-association"},{"name":"The Citizens National Bank of Meridian","count":1,"url":"https://dealroom.so/lenders/the-citizens-national-bank-of-meridian"}],"topStates":[{"count":1,"state":"GA"},{"count":1,"state":"FL"},{"count":1,"state":"MS"}],"recentDeals":[{"borrower":"HAA DEAN ENTERPRISES, LLC","city":"Augusta","state":"GA","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"A & B OWENS REALTY LLC","city":"Pensacola","state":"FL","amount":784000,"fiscalYear":2023,"businessPurchase":false,"lender":"PNC Bank, National Association"},{"borrower":"Bennett & Bennett, LLC","city":"Hattiesburg","state":"MS","amount":166200,"fiscalYear":2020,"businessPurchase":false,"lender":"The Citizens National Bank of Meridian"}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"Buyers considering a BADCOCK HOME FURNITURE & MORE purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. DealRoom can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a BADCOCK HOME FURNITURE & MORE purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"BADCOCK HOME FURNITURE & MORE"},"web_url":"https://dealroom.so/franchises/badcock-home-furniture-more?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with BADCOCK HOME FURNITURE & MORE.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"BADCOCK HOME FURNITURE & MORE"},"web_url":"https://dealroom.so/franchises/badcock-home-furniture-more?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full BADCOCK HOME FURNITURE & MORE SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"BADCOCK HOME FURNITURE & MORE"},"web_url":"https://dealroom.so/franchises/badcock-home-furniture-more?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/badcock-home-furniture-more","source_type":"DealRoom Data"}}