{"ok":true,"canonical_url":"https://dealroom.so/franchises/barry-bagels","api_url":"https://dealroom.so/api/public/franchises/barry-bagels","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Barry Bagels","slug":"barry-bagels","url":"https://dealroom.so/franchises/barry-bagels","sbaLoansSince2020":5,"businessPurchases":0,"typicalDeal":393000,"dealRange25th75th":[200000,496000],"avgRatePct":10.55,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"The Huntington National Bank","count":3,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"First Financial Bank","count":1,"url":"https://dealroom.so/lenders/first-financial-bank-3"},{"name":"The Farmers and Merchants State Bank","count":1,"url":"https://dealroom.so/lenders/the-farmers-and-merchants-state-bank"}],"topStates":[{"count":3,"state":"IN"},{"count":1,"state":"OH"},{"count":1,"state":"MI"}],"recentDeals":[{"borrower":"DYT BAGELS 2 LLC","city":"Dayton","state":"OH","amount":496000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Financial Bank"},{"borrower":"ML BAGELS LLC","city":"Ann Arbor","state":"MI","amount":200000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Farmers and Merchants State Bank"},{"borrower":"BH BREADWINNERS ONE, LLC","city":"Carmel","state":"IN","amount":682000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"BH BREADWINNERS ONE, LLC","city":"Carmel","state":"IN","amount":393000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"BH BREADWINNERS ONE, LLC","city":"Carmel","state":"IN","amount":30000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/barry-bagels","source_type":"DealRoom Data"}}