{"ok":true,"canonical_url":"https://dealroom.so/franchises/breadsmith","api_url":"https://dealroom.so/api/public/franchises/breadsmith","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Breadsmith","slug":"breadsmith","url":"https://dealroom.so/franchises/breadsmith","sbaLoansSince2020":4,"businessPurchases":3,"typicalDeal":340000,"dealRange25th75th":[89300,459000],"avgRatePct":6.59,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"Bank First, N.A.","count":2,"url":"https://dealroom.so/lenders/bank-first-n-a"},{"name":"St. Louis Bank","count":1,"url":"https://dealroom.so/lenders/st-louis-bank"},{"name":"First Community CU","count":1,"url":null}],"topStates":[{"count":2,"state":"WI"},{"count":1,"state":"MO"},{"count":1,"state":"ND"}],"recentDeals":[{"borrower":"Breadsmith","city":"Saint Louis","state":"MO","amount":340000,"fiscalYear":2025,"businessPurchase":true,"lender":"St. Louis Bank"},{"borrower":"Meat Jesus, LLC","city":"Fargo","state":"ND","amount":89300,"fiscalYear":2023,"businessPurchase":true,"lender":"First Community CU"},{"borrower":"Beleva, LLC","city":"Green Bay","state":"WI","amount":459000,"fiscalYear":2021,"businessPurchase":true,"lender":"Bank First, N.A."},{"borrower":"Beleva, LLC","city":"Green Bay","state":"WI","amount":25000,"fiscalYear":2021,"businessPurchase":false,"lender":"Bank First, N.A."}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/breadsmith","source_type":"DealRoom Data"}}