{"ok":true,"canonical_url":"https://dealroom.so/franchises/cereset","api_url":"https://dealroom.so/api/public/franchises/cereset","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Cereset","slug":"cereset","url":"https://dealroom.so/franchises/cereset","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[100000,150000],"avgRatePct":7.92,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Centier Bank","count":2,"url":"https://dealroom.so/lenders/centier-bank"},{"name":"Hancock Whitney Bank","count":1,"url":"https://dealroom.so/lenders/hancock-whitney-bank"}],"topStates":[{"count":2,"state":"IN"},{"count":1,"state":"LA"}],"recentDeals":[{"borrower":"MATTHEW JONES LLC","city":"Lafayette","state":"IN","amount":150000,"fiscalYear":2023,"businessPurchase":false,"lender":"Centier Bank"},{"borrower":"MATTHEW JONES LLC","city":"Lafayette","state":"IN","amount":150000,"fiscalYear":2023,"businessPurchase":false,"lender":"Centier Bank"},{"borrower":"Statera LLC","city":"Metairie","state":"LA","amount":100000,"fiscalYear":2022,"businessPurchase":false,"lender":"Hancock Whitney Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/cereset","source_type":"DealRoom Data"}}