{"ok":true,"canonical_url":"https://dealroom.so/franchises/club-z","api_url":"https://dealroom.so/api/public/franchises/club-z","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Club Z!","slug":"club-z","url":"https://dealroom.so/franchises/club-z","sbaLoansSince2020":7,"businessPurchases":1,"typicalDeal":74000,"dealRange25th75th":[25000,115900],"avgRatePct":7.86,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"United Midwest Savings Bank National Association","count":3,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"},{"name":"Manufacturers and Traders Trust Company","count":2,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"},{"name":"Stock Yards Bank & Trust Company","count":1,"url":"https://dealroom.so/lenders/stock-yards-bank-trust-company"},{"name":"True Access Capital Corporation","count":1,"url":"https://dealroom.so/lenders/true-access-capital-corporation"}],"topStates":[{"count":2,"state":"MD"},{"count":1,"state":"TN"},{"count":1,"state":"PA"},{"count":1,"state":"VA"},{"count":1,"state":"OH"},{"count":1,"state":"DE"}],"recentDeals":[{"borrower":"The Tutor Guru LLC","city":"Wilmington","state":"DE","amount":74000,"fiscalYear":2023,"businessPurchase":false,"lender":"True Access Capital Corporation"},{"borrower":"BE PREPARED TUTORING LLC","city":"Kingsville","state":"MD","amount":25000,"fiscalYear":2023,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"BE PREPARED TUTORING LLC","city":"Kingsville","state":"MD","amount":15000,"fiscalYear":2023,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Impact TN, LLC","city":"Knoxville","state":"TN","amount":65000,"fiscalYear":2021,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Z Tutoring LLC","city":"Perkasie","state":"PA","amount":150000,"fiscalYear":2020,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Committed Works, LLC","city":"Cincinnati","state":"OH","amount":115900,"fiscalYear":2020,"businessPurchase":true,"lender":"Stock Yards Bank & Trust Company"},{"borrower":"ENVISION BERNEKING LLC","city":"Henrico","state":"VA","amount":100000,"fiscalYear":2020,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/club-z","source_type":"DealRoom Data"}}