{"ok":true,"canonical_url":"https://dealroom.so/franchises/clusters-handcrafted","api_url":"https://dealroom.so/api/public/franchises/clusters-handcrafted","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Clusters Handcrafted","slug":"clusters-handcrafted","url":"https://dealroom.so/franchises/clusters-handcrafted","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":300000,"dealRange25th75th":[100000,300000],"avgRatePct":10.75,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Tioga-Franklin Savings Bank","count":3,"url":null}],"topStates":[{"count":3,"state":"NJ"}],"recentDeals":[{"borrower":"CHP 08260 LLC","city":"Frenchtown","state":"NJ","amount":300000,"fiscalYear":2023,"businessPurchase":false,"lender":"Tioga-Franklin Savings Bank"},{"borrower":"CHP 08260 LLC","city":"Frenchtown","state":"NJ","amount":300000,"fiscalYear":2023,"businessPurchase":false,"lender":"Tioga-Franklin Savings Bank"},{"borrower":"CHP2 18938 LLC","city":"Frenchtown","state":"NJ","amount":100000,"fiscalYear":2023,"businessPurchase":false,"lender":"Tioga-Franklin Savings Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/clusters-handcrafted","source_type":"DealRoom Data"}}