{"ok":true,"canonical_url":"https://dealroom.so/franchises/cookies-by-design","api_url":"https://dealroom.so/api/public/franchises/cookies-by-design","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Cookies by Design","slug":"cookies-by-design","url":"https://dealroom.so/franchises/cookies-by-design","sbaLoansSince2020":3,"businessPurchases":2,"typicalDeal":225000,"dealRange25th75th":[150000,227000],"avgRatePct":10.17,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"TowneBank","count":1,"url":"https://dealroom.so/lenders/townebank"},{"name":"Newtek Bank, National Association","count":1,"url":"https://dealroom.so/lenders/newtek-bank-national-association"},{"name":"Newtek Small Business Finance, Inc.","count":1,"url":null}],"topStates":[{"count":2,"state":"NY"},{"count":1,"state":"MI"}],"recentDeals":[{"borrower":"Cookies by Design","city":"Grandville","state":"MI","amount":227000,"fiscalYear":2024,"businessPurchase":true,"lender":"TowneBank"},{"borrower":"Cookies by Design","city":"East Northport","state":"NY","amount":150000,"fiscalYear":2023,"businessPurchase":false,"lender":"Newtek Bank, National Association"},{"borrower":"S&C Cookies Inc","city":"East Northport","state":"NY","amount":225000,"fiscalYear":2020,"businessPurchase":true,"lender":"Newtek Small Business Finance, Inc."}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/cookies-by-design","source_type":"DealRoom Data"}}