{"ok":true,"canonical_url":"https://dealroom.so/franchises/cool-binz","api_url":"https://dealroom.so/api/public/franchises/cool-binz","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"COOL-BINZ","slug":"cool-binz","url":"https://dealroom.so/franchises/cool-binz","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":773000,"dealRange25th75th":[100000,867000],"avgRatePct":9,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"Northwest Bank","count":2,"url":"https://dealroom.so/lenders/northwest-bank-3"},{"name":"BHM Bank","count":1,"url":"https://dealroom.so/lenders/bhm-bank"}],"topStates":[{"count":2,"state":"NC"},{"count":1,"state":"GA"}],"recentDeals":[{"borrower":"HMSC Summit LLC","city":"Tucker","state":"GA","amount":773000,"fiscalYear":2026,"businessPurchase":false,"lender":"BHM Bank"},{"borrower":"Ohana Rising Ventures Inc.","city":"Charlotte","state":"NC","amount":867000,"fiscalYear":2025,"businessPurchase":false,"lender":"Northwest Bank"},{"borrower":"Ohana Rising Ventures Inc.","city":"Charlotte","state":"NC","amount":100000,"fiscalYear":2025,"businessPurchase":false,"lender":"Northwest Bank"}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a COOL-BINZ purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"COOL-BINZ"},"web_url":"https://dealroom.so/franchises/cool-binz?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with COOL-BINZ.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"COOL-BINZ"},"web_url":"https://dealroom.so/franchises/cool-binz?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full COOL-BINZ SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"COOL-BINZ"},"web_url":"https://dealroom.so/franchises/cool-binz?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/cool-binz","source_type":"DealRoom Data"}}