{"ok":true,"canonical_url":"https://dealroom.so/franchises/ductz","api_url":"https://dealroom.so/api/public/franchises/ductz","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Ductz","slug":"ductz","url":"https://dealroom.so/franchises/ductz","sbaLoansSince2020":5,"businessPurchases":2,"typicalDeal":150000,"dealRange25th75th":[150000,190000],"avgRatePct":9.85,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Beacon Bank and Trust","count":2,"url":"https://dealroom.so/lenders/beacon-bank-and-trust"},{"name":"CenTrust Bank, A Division of SmartBiz Bank National Association","count":1,"url":"https://dealroom.so/lenders/centrust-bank-a-division-of-smartbiz-bank-national-association"},{"name":"United Midwest Savings Bank National Association","count":1,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"},{"name":"SouthState Bank, National Association","count":1,"url":"https://dealroom.so/lenders/southstate-bank-national-association"}],"topStates":[{"count":2,"state":"PA"},{"count":1,"state":"VA"},{"count":1,"state":"TX"},{"count":1,"state":"GA"}],"recentDeals":[{"borrower":"Duct Cleaners of Richmond LLC","city":"South Chesterfield","state":"VA","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"CenTrust Bank, A Division of SmartBiz Bank National Association"},{"borrower":"Ferman Harold LLC dba Ductz of Cypress and Tomball","city":"Tomball","state":"TX","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"DUCTZ of South Central PA","city":"Mountville","state":"PA","amount":190000,"fiscalYear":2024,"businessPurchase":true,"lender":"Beacon Bank and Trust"},{"borrower":"DUCTZ of South Central PA","city":"Mountville","state":"PA","amount":12000,"fiscalYear":2024,"businessPurchase":false,"lender":"Beacon Bank and Trust"},{"borrower":"Giant Oak, Inc.","city":"Tyrone","state":"GA","amount":920000,"fiscalYear":2020,"businessPurchase":true,"lender":"SouthState Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/ductz","source_type":"DealRoom Data"}}