{"ok":true,"canonical_url":"https://dealroom.so/franchises/el-chico-cafe","api_url":"https://dealroom.so/api/public/franchises/el-chico-cafe","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"El Chico Cafe","slug":"el-chico-cafe","url":"https://dealroom.so/franchises/el-chico-cafe","sbaLoansSince2020":2,"businessPurchases":2,"typicalDeal":900900,"dealRange25th75th":[523100,900900],"avgRatePct":5.88,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Bank OZK","count":1,"url":"https://dealroom.so/lenders/bank-ozk"},{"name":"Newtek Small Business Finance, Inc.","count":1,"url":null}],"topStates":[{"count":1,"state":"AR"},{"count":1,"state":"TX"}],"recentDeals":[{"borrower":"El Chico Granbury","city":"Granbury","state":"TX","amount":900900,"fiscalYear":2021,"businessPurchase":true,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"Fenixfood Group, LLC","city":"Texarkana","state":"AR","amount":523100,"fiscalYear":2020,"businessPurchase":true,"lender":"Bank OZK"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/el-chico-cafe","source_type":"DealRoom Data"}}