{"ok":true,"canonical_url":"https://dealroom.so/franchises/expense-reduction-analysts","api_url":"https://dealroom.so/api/public/franchises/expense-reduction-analysts","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Expense Reduction Analysts","slug":"expense-reduction-analysts","url":"https://dealroom.so/franchises/expense-reduction-analysts","sbaLoansSince2020":7,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[95000,150000],"avgRatePct":7.46,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"United Midwest Savings Bank National Association","count":6,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"},{"name":"First Commonwealth Bank","count":1,"url":"https://dealroom.so/lenders/first-commonwealth-bank"}],"topStates":[{"count":2,"state":"PA"},{"count":1,"state":"CO"},{"count":1,"state":"AZ"},{"count":1,"state":"MD"},{"count":1,"state":"MI"},{"count":1,"state":"CT"}],"recentDeals":[{"borrower":"Optimized Prime Consulting LLC","city":"North Potomac","state":"MD","amount":89000,"fiscalYear":2026,"businessPurchase":false,"lender":"First Commonwealth Bank"},{"borrower":"P&L COST REDUCTION SPECIALISTS LLC","city":"Marana","state":"AZ","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"VISION CONSULTING GROUP LLC","city":"Seven Fields","state":"PA","amount":150000,"fiscalYear":2022,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"JIL Solutions LLC","city":"Harmony","state":"PA","amount":150000,"fiscalYear":2021,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Massey Draw Advisory LLC","city":"Littleton","state":"CO","amount":150000,"fiscalYear":2021,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Think Global Inc","city":"Berkley","state":"MI","amount":150000,"fiscalYear":2020,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"THE MCMULLAN GROUP LLC","city":"Wilton","state":"CT","amount":95000,"fiscalYear":2020,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/expense-reduction-analysts","source_type":"DealRoom Data"}}