{"ok":true,"canonical_url":"https://dealroom.so/franchises/farmers-insurance-exchange-reserve-agent-appointment-agree","api_url":"https://dealroom.so/api/public/franchises/farmers-insurance-exchange-reserve-agent-appointment-agree","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Farmers Insurance Exchange - Reserve Agent Appointment Agree","slug":"farmers-insurance-exchange-reserve-agent-appointment-agree","url":"https://dealroom.so/franchises/farmers-insurance-exchange-reserve-agent-appointment-agree","sbaLoansSince2020":7,"businessPurchases":1,"typicalDeal":120000,"dealRange25th75th":[75000,473000],"avgRatePct":8.21,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"First State Community Bank","count":1,"url":"https://dealroom.so/lenders/first-state-community-bank"},{"name":"United Midwest Savings Bank National Association","count":1,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"},{"name":"Capital Bank, National Association","count":1,"url":"https://dealroom.so/lenders/capital-bank-national-association"},{"name":"Banner Bank","count":1,"url":"https://dealroom.so/lenders/banner-bank"},{"name":"Summit State Bank","count":1,"url":"https://dealroom.so/lenders/summit-state-bank"}],"topStates":[{"count":2,"state":"MO"},{"count":2,"state":"TX"},{"count":1,"state":"GA"},{"count":1,"state":"OR"},{"count":1,"state":"NY"}],"recentDeals":[{"borrower":"O'Brien Agency Inc.","city":"Albany","state":"OR","amount":473000,"fiscalYear":2025,"businessPurchase":true,"lender":"Banner Bank"},{"borrower":"GranSure Insurance Agency, LLC dba Baldo Granados Agency LLC","city":"Laredo","state":"TX","amount":65000,"fiscalYear":2024,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Rise Barnes- Keyes Insurance Agency LLC","city":"Saint James","state":"MO","amount":634000,"fiscalYear":2023,"businessPurchase":false,"lender":"First State Community Bank"},{"borrower":"The Waldron Agency LLC","city":"Blue Mound","state":"TX","amount":250000,"fiscalYear":2023,"businessPurchase":false,"lender":"Summit State Bank"},{"borrower":"Crane Agency, LLC","city":"Atlanta","state":"GA","amount":120000,"fiscalYear":2022,"businessPurchase":false,"lender":"Capital Bank, National Association"},{"borrower":"Montague Insurance & Financial LLC","city":"Carthage","state":"MO","amount":75000,"fiscalYear":2022,"businessPurchase":false,"lender":"Arvest Bank"},{"borrower":"J Petion Agency LLC","city":"Bloomingburg","state":"NY","amount":100000,"fiscalYear":2021,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"Buyers considering a Farmers Insurance Exchange - Reserve Agent Appointment Agree purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. DealRoom can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Farmers Insurance Exchange - Reserve Agent Appointment Agree purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Farmers Insurance Exchange - Reserve Agent Appointment Agree"},"web_url":"https://dealroom.so/franchises/farmers-insurance-exchange-reserve-agent-appointment-agree?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Farmers Insurance Exchange - Reserve Agent Appointment Agree.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Farmers Insurance Exchange - Reserve Agent Appointment Agree"},"web_url":"https://dealroom.so/franchises/farmers-insurance-exchange-reserve-agent-appointment-agree?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Farmers Insurance Exchange - Reserve Agent Appointment Agree SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Farmers Insurance Exchange - Reserve Agent Appointment Agree"},"web_url":"https://dealroom.so/franchises/farmers-insurance-exchange-reserve-agent-appointment-agree?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/farmers-insurance-exchange-reserve-agent-appointment-agree","source_type":"DealRoom Data"}}