{"ok":true,"canonical_url":"https://dealroom.so/franchises/fitness-1440","api_url":"https://dealroom.so/api/public/franchises/fitness-1440","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Fitness 1440","slug":"fitness-1440","url":"https://dealroom.so/franchises/fitness-1440","sbaLoansSince2020":7,"businessPurchases":1,"typicalDeal":243000,"dealRange25th75th":[179000,400000],"avgRatePct":7.5,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Byline Bank","count":2,"url":"https://dealroom.so/lenders/byline-bank"},{"name":"Newtek Small Business Finance, Inc.","count":2,"url":null},{"name":"CRF Small Business Loan Company, LLC","count":1,"url":"https://dealroom.so/lenders/crf-small-business-loan-company-llc"},{"name":"Citizens Bank","count":1,"url":"https://dealroom.so/lenders/citizens-bank"},{"name":"Central State Bank","count":1,"url":"https://dealroom.so/lenders/central-state-bank"}],"topStates":[{"count":3,"state":"GA"},{"count":2,"state":"TN"},{"count":1,"state":"PA"},{"count":1,"state":"AL"}],"recentDeals":[{"borrower":"Tennessee Muscle, LLC","city":"White House","state":"TN","amount":179000,"fiscalYear":2024,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Tennessee Muscle, LLC","city":"White House","state":"TN","amount":551000,"fiscalYear":2022,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Transformative Enterprises, LLC","city":"Conyers","state":"GA","amount":316700,"fiscalYear":2021,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"Iron Works LLC","city":"Hueytown","state":"AL","amount":95900,"fiscalYear":2021,"businessPurchase":false,"lender":"Central State Bank"},{"borrower":"Transformative Enterprises, LLC","city":"Conyers","state":"GA","amount":400000,"fiscalYear":2020,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"Shaw, Ltd.","city":"Pottstown","state":"PA","amount":243000,"fiscalYear":2020,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"GACO Fitness LLC","city":"Marietta","state":"GA","amount":227000,"fiscalYear":2020,"businessPurchase":true,"lender":"CRF Small Business Loan Company, LLC"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/fitness-1440","source_type":"DealRoom Data"}}