{"ok":true,"canonical_url":"https://dealroom.so/franchises/frsteam","api_url":"https://dealroom.so/api/public/franchises/frsteam","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"FRSTeam","slug":"frsteam","url":"https://dealroom.so/franchises/frsteam","sbaLoansSince2020":6,"businessPurchases":3,"typicalDeal":459000,"dealRange25th75th":[300000,1015000],"avgRatePct":8.58,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":4,"topLenders":[{"name":"Live Oak Banking Company","count":2,"url":"https://dealroom.so/lenders/live-oak-banking-company"},{"name":"First National Bank of Michigan","count":1,"url":null},{"name":"First Bank of the Lake","count":1,"url":"https://dealroom.so/lenders/first-bank-of-the-lake"},{"name":"First Business Bank","count":1,"url":"https://dealroom.so/lenders/first-business-bank"},{"name":"Bank of Springfield","count":1,"url":"https://dealroom.so/lenders/bank-of-springfield"}],"topStates":[{"count":2,"state":"VA"},{"count":2,"state":"NC"},{"count":1,"state":"MI"},{"count":1,"state":"IL"}],"recentDeals":[{"borrower":"NORTH CAROLINA CARE LLC","city":"Newton","state":"NC","amount":1015000,"fiscalYear":2026,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"NORTH CAROLINA CARE LLC","city":"Newton","state":"NC","amount":50000,"fiscalYear":2026,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"O'Geen & Hew Holdings 1 LLC","city":"Harrisonburg","state":"VA","amount":3133000,"fiscalYear":2025,"businessPurchase":true,"lender":"First Bank of the Lake"},{"borrower":"Southern Restoration LLC","city":"Richmond","state":"VA","amount":459000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Business Bank"},{"borrower":"Restoration Services of West Michigan by Paris Cleaners, Inc.","city":"Portage","state":"MI","amount":350000,"fiscalYear":2024,"businessPurchase":false,"lender":"First National Bank of Michigan"},{"borrower":"Apple Cleaners Missouri, Inc.","city":"East Saint Louis","state":"IL","amount":300000,"fiscalYear":2022,"businessPurchase":false,"lender":"Bank of Springfield"}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a FRSTeam purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"FRSTeam"},"web_url":"https://dealroom.so/franchises/frsteam?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with FRSTeam.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"FRSTeam"},"web_url":"https://dealroom.so/franchises/frsteam?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full FRSTeam SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"FRSTeam"},"web_url":"https://dealroom.so/franchises/frsteam?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/frsteam","source_type":"DealRoom Data"}}