{"ok":true,"canonical_url":"https://dealroom.so/franchises/garner","api_url":"https://dealroom.so/api/public/franchises/garner","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Garner","slug":"garner","url":"https://dealroom.so/franchises/garner","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":2335000,"dealRange25th75th":[2150000,5000000],"avgRatePct":8.92,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"HomeTrust Bank","count":1,"url":"https://dealroom.so/lenders/hometrust-bank"},{"name":"US Metro Bank","count":1,"url":"https://dealroom.so/lenders/us-metro-bank"},{"name":"Farmers State Bank of Alto Pass, Illinois","count":1,"url":"https://dealroom.so/lenders/farmers-state-bank-of-alto-pass-illinois"}],"topStates":[{"count":1,"state":"NC"},{"count":1,"state":"TX"},{"count":1,"state":"LA"}],"recentDeals":[{"borrower":"Sulphur Lodging, LLC","city":"Sulphur","state":"LA","amount":2335000,"fiscalYear":2026,"businessPurchase":false,"lender":"Farmers State Bank of Alto Pass, Illinois"},{"borrower":"Garner by IHG","city":"Tyler","state":"TX","amount":2150000,"fiscalYear":2026,"businessPurchase":false,"lender":"US Metro Bank"},{"borrower":"ammireddy hotels llc","city":"Charlotte","state":"NC","amount":5000000,"fiscalYear":2025,"businessPurchase":false,"lender":"HomeTrust Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/garner","source_type":"DealRoom Data"}}