{"ok":true,"canonical_url":"https://dealroom.so/franchises/h-h-bagels","api_url":"https://dealroom.so/api/public/franchises/h-h-bagels","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"H & H Bagels","slug":"h-h-bagels","url":"https://dealroom.so/franchises/h-h-bagels","sbaLoansSince2020":4,"businessPurchases":0,"typicalDeal":881000,"dealRange25th75th":[766000,1115000],"avgRatePct":10,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"One Florida Bank","count":1,"url":"https://dealroom.so/lenders/one-florida-bank"},{"name":"Citizens Bank","count":1,"url":"https://dealroom.so/lenders/citizens-bank"},{"name":"ConnectOne Bank","count":1,"url":"https://dealroom.so/lenders/connectone-bank"},{"name":"First Bank of the Lake","count":1,"url":"https://dealroom.so/lenders/first-bank-of-the-lake"}],"topStates":[{"count":2,"state":"FL"},{"count":1,"state":"TN"},{"count":1,"state":"CA"}],"recentDeals":[{"borrower":"KSA Walsh LLC","city":"Altamonte Springs","state":"FL","amount":766000,"fiscalYear":2026,"businessPurchase":false,"lender":"One Florida Bank"},{"borrower":"H&H BAGELS","city":"Eastchester","state":"FL","amount":881000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"Sunrise LLC","city":"Knoxville","state":"TN","amount":737800,"fiscalYear":2025,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"Sesame OpCo I LLC","city":"Santa Monica","state":"CA","amount":1115000,"fiscalYear":2024,"businessPurchase":false,"lender":"ConnectOne Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/h-h-bagels","source_type":"DealRoom Data"}}