{"ok":true,"canonical_url":"https://dealroom.so/franchises/hammer-and-stain","api_url":"https://dealroom.so/api/public/franchises/hammer-and-stain","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Hammer and Stain","slug":"hammer-and-stain","url":"https://dealroom.so/franchises/hammer-and-stain","sbaLoansSince2020":2,"businessPurchases":0,"typicalDeal":73500,"dealRange25th75th":[60000,73500],"avgRatePct":4.88,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Arvest Bank","count":1,"url":"https://dealroom.so/lenders/arvest-bank"},{"name":"Readycap Lending, LLC","count":1,"url":"https://dealroom.so/lenders/readycap-lending-llc"}],"topStates":[{"count":1,"state":"AR"},{"count":1,"state":"CA"}],"recentDeals":[{"borrower":"Hammer and Stain-SoCal LLC","city":"Rancho Cucamonga","state":"CA","amount":73500,"fiscalYear":2022,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Hammer and Stain Hot Springs, LLC","city":"Hot Springs","state":"AR","amount":60000,"fiscalYear":2020,"businessPurchase":false,"lender":"Arvest Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/hammer-and-stain","source_type":"DealRoom Data"}}