{"ok":true,"canonical_url":"https://dealroom.so/franchises/happy-s-pizza","api_url":"https://dealroom.so/api/public/franchises/happy-s-pizza","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Happy's Pizza","slug":"happy-s-pizza","url":"https://dealroom.so/franchises/happy-s-pizza","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":350000,"dealRange25th75th":[25000,1410000],"avgRatePct":5.92,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"The Huntington National Bank","count":2,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"First Internet Bank of Indiana","count":1,"url":"https://dealroom.so/lenders/first-internet-bank-of-indiana"}],"topStates":[{"count":3,"state":"MI"}],"recentDeals":[{"borrower":"Ramen Enterprise Inc","city":"Kalamazoo","state":"MI","amount":1410000,"fiscalYear":2022,"businessPurchase":false,"lender":"First Internet Bank of Indiana"},{"borrower":"James & Associates, Inc","city":"Detroit","state":"MI","amount":350000,"fiscalYear":2020,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"James & Associates, Inc","city":"Detroit","state":"MI","amount":25000,"fiscalYear":2020,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/happy-s-pizza","source_type":"DealRoom Data"}}