{"ok":true,"canonical_url":"https://dealroom.so/franchises/honest1-auto-care-aka-honest-1-auto-care","api_url":"https://dealroom.so/api/public/franchises/honest1-auto-care-aka-honest-1-auto-care","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Honest1 Auto Care (aka Honest - 1 Auto Care)","slug":"honest1-auto-care-aka-honest-1-auto-care","url":"https://dealroom.so/franchises/honest1-auto-care-aka-honest-1-auto-care","sbaLoansSince2020":8,"businessPurchases":3,"typicalDeal":425000,"dealRange25th75th":[220000,700000],"avgRatePct":7.74,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"TD Bank, National Association","count":2,"url":"https://dealroom.so/lenders/td-bank-national-association"},{"name":"Wells Fargo Bank National Association","count":2,"url":"https://dealroom.so/lenders/wells-fargo-bank-national-association"},{"name":"United Community Bank","count":1,"url":"https://dealroom.so/lenders/united-community-bank"},{"name":"Manufacturers and Traders Trust Company","count":1,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"},{"name":"Readycap Lending, LLC","count":1,"url":"https://dealroom.so/lenders/readycap-lending-llc"}],"topStates":[{"count":3,"state":"FL"},{"count":3,"state":"MN"},{"count":1,"state":"IL"},{"count":1,"state":"VA"}],"recentDeals":[{"borrower":"HONEST-1 AUTO CARE OF CARROLLWOOD","city":"Tampa","state":"FL","amount":425000,"fiscalYear":2025,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Virginia Wheels & Tires LLC","city":"Spotsylvania","state":"VA","amount":311500,"fiscalYear":2023,"businessPurchase":true,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"MJPS AUTO AURORA, LLC","city":"Aurora","state":"IL","amount":220000,"fiscalYear":2023,"businessPurchase":false,"lender":"United Community Bank"},{"borrower":"IBB Properties LLC","city":"Owatonna","state":"MN","amount":955000,"fiscalYear":2020,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Randall Rada Holdings, Inc","city":"New Hope","state":"MN","amount":700000,"fiscalYear":2020,"businessPurchase":true,"lender":"Wells Fargo Bank National Association"},{"borrower":"R & J Investments Inc.","city":"Minneapolis","state":"MN","amount":442000,"fiscalYear":2020,"businessPurchase":true,"lender":"Wells Fargo Bank National Association"},{"borrower":"Chin-See, Inc.","city":"Orlando","state":"FL","amount":100000,"fiscalYear":2020,"businessPurchase":false,"lender":"TD Bank, National Association"},{"borrower":"Chin-See, Inc.","city":"Orlando","state":"FL","amount":50000,"fiscalYear":2020,"businessPurchase":false,"lender":"TD Bank, National Association"}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"Buyers considering a Honest1 Auto Care (aka Honest - 1 Auto Care) purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. DealRoom can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Honest1 Auto Care (aka Honest - 1 Auto Care) purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Honest1 Auto Care (aka Honest - 1 Auto Care)"},"web_url":"https://dealroom.so/franchises/honest1-auto-care-aka-honest-1-auto-care?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Honest1 Auto Care (aka Honest - 1 Auto Care).","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Honest1 Auto Care (aka Honest - 1 Auto Care)"},"web_url":"https://dealroom.so/franchises/honest1-auto-care-aka-honest-1-auto-care?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Honest1 Auto Care (aka Honest - 1 Auto Care) SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Honest1 Auto Care (aka Honest - 1 Auto Care)"},"web_url":"https://dealroom.so/franchises/honest1-auto-care-aka-honest-1-auto-care?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/honest1-auto-care-aka-honest-1-auto-care","source_type":"DealRoom Data"}}