{"ok":true,"canonical_url":"https://dealroom.so/franchises/house-of-bread","api_url":"https://dealroom.so/api/public/franchises/house-of-bread","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"House of Bread","slug":"house-of-bread","url":"https://dealroom.so/franchises/house-of-bread","sbaLoansSince2020":3,"businessPurchases":1,"typicalDeal":315000,"dealRange25th75th":[189000,487000],"avgRatePct":8.5,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Texas Bank","count":2,"url":"https://dealroom.so/lenders/texas-bank"},{"name":"Alaska Growth Capital BIDCO, Inc.","count":1,"url":"https://dealroom.so/lenders/alaska-growth-capital-bidco-inc"}],"topStates":[{"count":2,"state":"TX"},{"count":1,"state":"AK"}],"recentDeals":[{"borrower":"CBH, LLC dba House of Bread S. Anchorage","city":"Anchorage","state":"AK","amount":487000,"fiscalYear":2023,"businessPurchase":true,"lender":"Alaska Growth Capital BIDCO, Inc."},{"borrower":"HOB Plano Corp","city":"Plano","state":"TX","amount":189000,"fiscalYear":2023,"businessPurchase":false,"lender":"Texas Bank"},{"borrower":"Knead More Dough, Inc. dba House of Bread","city":"Mckinney","state":"TX","amount":315000,"fiscalYear":2021,"businessPurchase":false,"lender":"Texas Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/house-of-bread","source_type":"DealRoom Data"}}