{"ok":true,"canonical_url":"https://dealroom.so/franchises/ice-cold-air","api_url":"https://dealroom.so/api/public/franchises/ice-cold-air","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Ice Cold Air","slug":"ice-cold-air","url":"https://dealroom.so/franchises/ice-cold-air","sbaLoansSince2020":4,"businessPurchases":1,"typicalDeal":1021000,"dealRange25th75th":[150000,2180000],"avgRatePct":10.69,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"BayFirst National Bank","count":2,"url":"https://dealroom.so/lenders/bayfirst-national-bank"},{"name":"The Bank of Tampa","count":1,"url":"https://dealroom.so/lenders/the-bank-of-tampa"},{"name":"Live Oak Banking Company","count":1,"url":"https://dealroom.so/lenders/live-oak-banking-company"}],"topStates":[{"count":4,"state":"FL"}],"recentDeals":[{"borrower":"Magenta Nine LLC","city":"Clearwater","state":"FL","amount":1021000,"fiscalYear":2026,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"CARS & FAMILIES, INC.","city":"Tampa","state":"FL","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"CNB Capital, LLC","city":"Tampa","state":"FL","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"ICA Ops Corp","city":"Largo","state":"FL","amount":2180000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Bank of Tampa"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/ice-cold-air","source_type":"DealRoom Data"}}