{"ok":true,"canonical_url":"https://dealroom.so/franchises/keystone","api_url":"https://dealroom.so/api/public/franchises/keystone","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Keystone","slug":"keystone","url":"https://dealroom.so/franchises/keystone","sbaLoansSince2020":1,"businessPurchases":0,"typicalDeal":2750000,"dealRange25th75th":[2750000,2750000],"avgRatePct":4.9,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Live Oak Banking Company","count":1,"url":"https://dealroom.so/lenders/live-oak-banking-company"}],"topStates":[{"count":1,"state":"KY"}],"recentDeals":[{"borrower":"Lexington Insurance Agency, Inc.","city":"Lexington","state":"KY","amount":2750000,"fiscalYear":2021,"businessPurchase":false,"lender":"Live Oak Banking Company"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/keystone","source_type":"DealRoom Data"}}