{"ok":true,"canonical_url":"https://dealroom.so/franchises/krystal","api_url":"https://dealroom.so/api/public/franchises/krystal","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Krystal","slug":"krystal","url":"https://dealroom.so/franchises/krystal","sbaLoansSince2020":1,"businessPurchases":0,"typicalDeal":321500,"dealRange25th75th":[321500,321500],"avgRatePct":11,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Hancock Whitney Bank","count":1,"url":"https://dealroom.so/lenders/hancock-whitney-bank"}],"topStates":[{"count":1,"state":"LA"}],"recentDeals":[{"borrower":"Crescent Bourbon LLC","city":"New Orleans","state":"LA","amount":321500,"fiscalYear":2024,"businessPurchase":false,"lender":"Hancock Whitney Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/krystal","source_type":"DealRoom Data"}}