{"ok":true,"canonical_url":"https://dealroom.so/franchises/learning-express","api_url":"https://dealroom.so/api/public/franchises/learning-express","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Learning Express","slug":"learning-express","url":"https://dealroom.so/franchises/learning-express","sbaLoansSince2020":7,"businessPurchases":3,"typicalDeal":339000,"dealRange25th75th":[240000,740000],"avgRatePct":6.82,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Bank of America, National Association","count":2,"url":"https://dealroom.so/lenders/bank-of-america-national-association"},{"name":"United Community Bank","count":2,"url":"https://dealroom.so/lenders/united-community-bank"},{"name":"SouthState Bank, National Association","count":1,"url":"https://dealroom.so/lenders/southstate-bank-national-association"},{"name":"Eastern Bank","count":1,"url":"https://dealroom.so/lenders/eastern-bank"},{"name":"Pinnacle Bank","count":1,"url":"https://dealroom.so/lenders/pinnacle-bank-3"}],"topStates":[{"count":3,"state":"GA"},{"count":2,"state":"PA"},{"count":1,"state":"NC"},{"count":1,"state":"MA"}],"recentDeals":[{"borrower":"Toys of Cary LLC","city":"Cary","state":"NC","amount":1000000,"fiscalYear":2024,"businessPurchase":true,"lender":"SouthState Bank, National Association"},{"borrower":"Reigning Toys LLC","city":"Atlanta","state":"GA","amount":480000,"fiscalYear":2023,"businessPurchase":false,"lender":"Pinnacle Bank"},{"borrower":"Laine 48 Toys, LLC","city":"Andover","state":"MA","amount":240000,"fiscalYear":2023,"businessPurchase":false,"lender":"Eastern Bank"},{"borrower":"TADA Toys 2, LLC","city":"Newtown","state":"PA","amount":339000,"fiscalYear":2022,"businessPurchase":false,"lender":"Bank of America, National Association"},{"borrower":"TADA Toys, LLC","city":"Richboro","state":"PA","amount":305000,"fiscalYear":2022,"businessPurchase":false,"lender":"Bank of America, National Association"},{"borrower":"Wheezy's Holdings, Inc.","city":"Milton","state":"GA","amount":740000,"fiscalYear":2021,"businessPurchase":true,"lender":"United Community Bank"},{"borrower":"Wheezy's Holdings, Inc.","city":"Milton","state":"GA","amount":150000,"fiscalYear":2021,"businessPurchase":true,"lender":"United Community Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/learning-express","source_type":"DealRoom Data"}}