{"ok":true,"canonical_url":"https://dealroom.so/franchises/lunatic-fringe","api_url":"https://dealroom.so/api/public/franchises/lunatic-fringe","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Lunatic Fringe","slug":"lunatic-fringe","url":"https://dealroom.so/franchises/lunatic-fringe","sbaLoansSince2020":4,"businessPurchases":0,"typicalDeal":232400,"dealRange25th75th":[60000,250000],"avgRatePct":9.84,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"Mountain America FCU","count":2,"url":"https://dealroom.so/lenders/mountain-america-fcu"},{"name":"Zions Bank, A Division of","count":1,"url":"https://dealroom.so/lenders/zions-bank-a-division-of"},{"name":"PNC Bank, National Association","count":1,"url":"https://dealroom.so/lenders/pnc-bank-national-association"}],"topStates":[{"count":3,"state":"UT"},{"count":1,"state":"OH"}],"recentDeals":[{"borrower":"E.V.A.G. LIMITED, LLC","city":"Liberty Township","state":"OH","amount":250000,"fiscalYear":2025,"businessPurchase":false,"lender":"PNC Bank, National Association"},{"borrower":"KTRteam, LLC","city":"Draper","state":"UT","amount":232400,"fiscalYear":2024,"businessPurchase":false,"lender":"Mountain America FCU"},{"borrower":"C & K Beauty, LLC","city":"Salt Lake City","state":"UT","amount":60000,"fiscalYear":2024,"businessPurchase":false,"lender":"Zions Bank, A Division of"},{"borrower":"KTRteam, LLC","city":"Draper","state":"UT","amount":20000,"fiscalYear":2024,"businessPurchase":false,"lender":"Mountain America FCU"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/lunatic-fringe","source_type":"DealRoom Data"}}