{"ok":true,"canonical_url":"https://dealroom.so/franchises/manhattan-bagel","api_url":"https://dealroom.so/api/public/franchises/manhattan-bagel","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Manhattan Bagel","slug":"manhattan-bagel","url":"https://dealroom.so/franchises/manhattan-bagel","sbaLoansSince2020":5,"businessPurchases":0,"typicalDeal":350000,"dealRange25th75th":[300000,360000],"avgRatePct":7.1,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"Firstrust Savings Bank","count":2,"url":"https://dealroom.so/lenders/firstrust-savings-bank"},{"name":"Somerset Regal Bank","count":2,"url":"https://dealroom.so/lenders/somerset-regal-bank"},{"name":"Univest Bank and Trust Co","count":1,"url":"https://dealroom.so/lenders/univest-bank-and-trust-co"}],"topStates":[{"count":3,"state":"PA"},{"count":2,"state":"NJ"}],"recentDeals":[{"borrower":"LANSDALE MB LLC","city":"Lansdale","state":"PA","amount":350000,"fiscalYear":2025,"businessPurchase":false,"lender":"Univest Bank and Trust Co"},{"borrower":"AJ&M Bagels, LLC","city":"Flemington","state":"NJ","amount":300000,"fiscalYear":2023,"businessPurchase":false,"lender":"Somerset Regal Bank"},{"borrower":"AJ&M Bagels, LLC","city":"Hillsborough","state":"NJ","amount":380000,"fiscalYear":2021,"businessPurchase":false,"lender":"Somerset Regal Bank"},{"borrower":"PDP LLC","city":"Langhorne","state":"PA","amount":360000,"fiscalYear":2021,"businessPurchase":false,"lender":"Firstrust Savings Bank"},{"borrower":"PDP LLC","city":"Langhorne","state":"PA","amount":50000,"fiscalYear":2021,"businessPurchase":false,"lender":"Firstrust Savings Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/manhattan-bagel","source_type":"DealRoom Data"}}