{"ok":true,"canonical_url":"https://dealroom.so/franchises/mattress-firm","api_url":"https://dealroom.so/api/public/franchises/mattress-firm","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Mattress Firm","slug":"mattress-firm","url":"https://dealroom.so/franchises/mattress-firm","sbaLoansSince2020":2,"businessPurchases":0,"typicalDeal":1546300,"dealRange25th75th":[1302000,1546300],"avgRatePct":5.2,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Sunflower Bank National Association","count":2,"url":"https://dealroom.so/lenders/sunflower-bank-national-association"}],"topStates":[{"count":1,"state":"TX"},{"count":1,"state":"NM"}],"recentDeals":[{"borrower":"J&D Holding Company, LLC","city":"Las Cruces","state":"NM","amount":1302000,"fiscalYear":2023,"businessPurchase":false,"lender":"Sunflower Bank National Association"},{"borrower":"D&A Mattress, Inc.","city":"El Paso","state":"TX","amount":1546300,"fiscalYear":2020,"businessPurchase":false,"lender":"Sunflower Bank National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/mattress-firm","source_type":"DealRoom Data"}}