{"ok":true,"canonical_url":"https://dealroom.so/franchises/midas","api_url":"https://dealroom.so/api/public/franchises/midas","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Midas","slug":"midas","url":"https://dealroom.so/franchises/midas","sbaLoansSince2020":65,"businessPurchases":30,"typicalDeal":405000,"dealRange25th75th":[205000,1084000],"avgRatePct":7.28,"failureRatePct":0,"loansSinceFY2025":17,"topLenders":[{"name":"Live Oak Banking Company","count":29,"url":"https://dealroom.so/lenders/live-oak-banking-company"},{"name":"Centier Bank","count":5,"url":"https://dealroom.so/lenders/centier-bank"},{"name":"IncredibleBank","count":3,"url":"https://dealroom.so/lenders/incrediblebank"},{"name":"The Huntington National Bank","count":3,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"VelocitySBA, LLC","count":3,"url":"https://dealroom.so/lenders/velocitysba-llc"}],"topStates":[{"count":11,"state":"CA"},{"count":9,"state":"TX"},{"count":8,"state":"IN"},{"count":5,"state":"MI"},{"count":4,"state":"MS"},{"count":3,"state":"MN"},{"count":3,"state":"WI"},{"count":2,"state":"CT"}],"recentDeals":[{"borrower":"Red Eagle, LLC","city":"Tupelo","state":"MS","amount":2135000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"CTMID Inc.","city":"Harrisonburg","state":"VA","amount":1525000,"fiscalYear":2026,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"Freedom Automotive CA LLC","city":"Indio","state":"CA","amount":550000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"INCLINED MECHANICALLY INC.","city":"Fremont","state":"CA","amount":436000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Mechanically Inclined Inc.","city":"Sacramento","state":"CA","amount":436000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Red Eagle, LLC","city":"Tupelo","state":"MS","amount":300000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"RTR Autos Erath LLC","city":"Stephenville","state":"TX","amount":2250000,"fiscalYear":2025,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"BK Auto Ventures, LLC","city":"Harrisonburg","state":"VA","amount":1268000,"fiscalYear":2025,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"Brickyard Bowling Green LLC","city":"Bowling Green","state":"KY","amount":919000,"fiscalYear":2025,"businessPurchase":true,"lender":"Milestone Bank"},{"borrower":"CM Kenosha Automotive LLC","city":"Kenosha","state":"WI","amount":328000,"fiscalYear":2025,"businessPurchase":false,"lender":"VelocitySBA, LLC"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/midas","source_type":"DealRoom Data"}}