{"ok":true,"canonical_url":"https://dealroom.so/franchises/new-york-bagel","api_url":"https://dealroom.so/api/public/franchises/new-york-bagel","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"NEW YORK BAGEL","slug":"new-york-bagel","url":"https://dealroom.so/franchises/new-york-bagel","sbaLoansSince2020":1,"businessPurchases":0,"typicalDeal":125000,"dealRange25th75th":[125000,125000],"avgRatePct":7.16,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Fall River Five Cents Savings Bank d/b/a BankFive","count":1,"url":"https://dealroom.so/lenders/fall-river-five-cents-savings-bank-d-b-a-bankfive"}],"topStates":[{"count":1,"state":"MA"}],"recentDeals":[{"borrower":"821 Properties LLC","city":"Taunton","state":"MA","amount":125000,"fiscalYear":2024,"businessPurchase":false,"lender":"Fall River Five Cents Savings Bank d/b/a BankFive"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/new-york-bagel","source_type":"DealRoom Data"}}