{"ok":true,"canonical_url":"https://dealroom.so/franchises/next-day-access","api_url":"https://dealroom.so/api/public/franchises/next-day-access","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Next Day Access","slug":"next-day-access","url":"https://dealroom.so/franchises/next-day-access","sbaLoansSince2020":18,"businessPurchases":2,"typicalDeal":216000,"dealRange25th75th":[50000,305000],"avgRatePct":9.54,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":11,"topLenders":[{"name":"The Huntington National Bank","count":9,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"United Midwest Savings Bank National Association","count":3,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"},{"name":"Manufacturers and Traders Trust Company","count":2,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"},{"name":"First Commonwealth Bank","count":1,"url":"https://dealroom.so/lenders/first-commonwealth-bank"},{"name":"Readycap Lending, LLC","count":1,"url":"https://dealroom.so/lenders/readycap-lending-llc"}],"topStates":[{"count":3,"state":"FL"},{"count":2,"state":"TX"},{"count":2,"state":"OH"},{"count":2,"state":"NY"},{"count":2,"state":"CA"},{"count":2,"state":"IL"},{"count":1,"state":"OR"},{"count":1,"state":"MD"}],"recentDeals":[{"borrower":"1-Iron Holdings LLC","city":"Franklin","state":"OH","amount":1082500,"fiscalYear":2026,"businessPurchase":true,"lender":"The Huntington National Bank"},{"borrower":"4CORECOLUTIONS LLC","city":"Farmington","state":"NY","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Novum Sanguinem, Inc.","city":"Portland","state":"OR","amount":305000,"fiscalYear":2026,"businessPurchase":false,"lender":"First Commonwealth Bank"},{"borrower":"Momentum Mobility Solutions LLC","city":"Franklin","state":"OH","amount":50000,"fiscalYear":2026,"businessPurchase":true,"lender":"The Huntington National Bank"},{"borrower":"4CORECOLUTIONS LLC","city":"Farmington","state":"NY","amount":25000,"fiscalYear":2026,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Lord & Golden Inc.","city":"San Diego","state":"CA","amount":499900,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"HOUSTON ACCESSIBILITY & MOBILITY SOLUTIONS LLC","city":"Houston","state":"TX","amount":401000,"fiscalYear":2025,"businessPurchase":false,"lender":"Leader Bank, National Association"},{"borrower":"NolanWorks LLC","city":"Lake Bluff","state":"IL","amount":284000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Next Day Access Central Maryland","city":"Sykesville","state":"MD","amount":240000,"fiscalYear":2025,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Lord & Golden Inc.","city":"San Diego","state":"CA","amount":60000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/next-day-access","source_type":"DealRoom Data"}}