{"ok":true,"canonical_url":"https://dealroom.so/franchises/nty-clothing-exchange","api_url":"https://dealroom.so/api/public/franchises/nty-clothing-exchange","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"NTY Clothing Exchange","slug":"nty-clothing-exchange","url":"https://dealroom.so/franchises/nty-clothing-exchange","sbaLoansSince2020":1,"businessPurchases":0,"typicalDeal":405000,"dealRange25th75th":[405000,405000],"avgRatePct":10.75,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Newtek Bank, National Association","count":1,"url":"https://dealroom.so/lenders/newtek-bank-national-association"}],"topStates":[{"count":1,"state":"VA"}],"recentDeals":[{"borrower":"PLATO'S CLOSET","city":"Sterling","state":"VA","amount":405000,"fiscalYear":2023,"businessPurchase":false,"lender":"Newtek Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/nty-clothing-exchange","source_type":"DealRoom Data"}}