{"ok":true,"canonical_url":"https://dealroom.so/franchises/our-town-america","api_url":"https://dealroom.so/api/public/franchises/our-town-america","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Our Town America","slug":"our-town-america","url":"https://dealroom.so/franchises/our-town-america","sbaLoansSince2020":2,"businessPurchases":1,"typicalDeal":628200,"dealRange25th75th":[100000,628200],"avgRatePct":5.88,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"United Midwest Savings Bank National Association","count":1,"url":"https://dealroom.so/lenders/united-midwest-savings-bank-national-association"},{"name":"Customers Bank","count":1,"url":"https://dealroom.so/lenders/customers-bank"}],"topStates":[{"count":1,"state":"NJ"},{"count":1,"state":"NC"}],"recentDeals":[{"borrower":"CR CONSULTANTS, LLC","city":"Waxhaw","state":"NC","amount":628200,"fiscalYear":2022,"businessPurchase":true,"lender":"Customers Bank"},{"borrower":"DOGWOOD PROFESSIONAL SERVICES LLC","city":"Livingston","state":"NJ","amount":100000,"fiscalYear":2020,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/our-town-america","source_type":"DealRoom Data"}}