{"ok":true,"canonical_url":"https://dealroom.so/franchises/palm-beach-tan","api_url":"https://dealroom.so/api/public/franchises/palm-beach-tan","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Palm Beach Tan","slug":"palm-beach-tan","url":"https://dealroom.so/franchises/palm-beach-tan","sbaLoansSince2020":8,"businessPurchases":1,"typicalDeal":620000,"dealRange25th75th":[295000,2540000],"avgRatePct":8.41,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"The Huntington National Bank","count":2,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Live Oak Banking Company","count":2,"url":"https://dealroom.so/lenders/live-oak-banking-company"},{"name":"First Bank of the Lake","count":2,"url":"https://dealroom.so/lenders/first-bank-of-the-lake"},{"name":"Columbia Bank","count":1,"url":"https://dealroom.so/lenders/columbia-bank-2"},{"name":"Manufacturers and Traders Trust Company","count":1,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"}],"topStates":[{"count":2,"state":"OH"},{"count":2,"state":"TX"},{"count":1,"state":"CA"},{"count":1,"state":"OR"},{"count":1,"state":"IN"},{"count":1,"state":"PA"}],"recentDeals":[{"borrower":"WEST COAST TANNING","city":"Wildomar","state":"CA","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Vector Enterprises, LLC","city":"Portland","state":"OR","amount":50000,"fiscalYear":2025,"businessPurchase":false,"lender":"Columbia Bank"},{"borrower":"CLE TANS LLC","city":"Akron","state":"OH","amount":295000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"CLE TANS LLC","city":"Akron","state":"OH","amount":25000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Old Trinity Partners, LLC","city":"Dallas","state":"TX","amount":4210000,"fiscalYear":2021,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"Bansi Tan LLC","city":"Lancaster","state":"PA","amount":920000,"fiscalYear":2021,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Old Trinity Partners, LLC","city":"Dallas","state":"TX","amount":620000,"fiscalYear":2021,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"TRUE WILL LLC","city":"Carmel","state":"IN","amount":2540000,"fiscalYear":2020,"businessPurchase":true,"lender":"Live Oak Banking Company"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/palm-beach-tan","source_type":"DealRoom Data"}}