{"ok":true,"canonical_url":"https://dealroom.so/franchises/papco-inc","api_url":"https://dealroom.so/api/public/franchises/papco-inc","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Papco Inc.","slug":"papco-inc","url":"https://dealroom.so/franchises/papco-inc","sbaLoansSince2020":6,"businessPurchases":2,"typicalDeal":750000,"dealRange25th75th":[437500,821500],"avgRatePct":6.04,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Celtic Bank Corporation","count":2,"url":"https://dealroom.so/lenders/celtic-bank-corporation"},{"name":"PromiseOne Bank","count":1,"url":"https://dealroom.so/lenders/promiseone-bank"},{"name":"Citizens Bank","count":1,"url":"https://dealroom.so/lenders/citizens-bank"},{"name":"PCB Bank","count":1,"url":"https://dealroom.so/lenders/pcb-bank"},{"name":"Pinnacle Bank","count":1,"url":"https://dealroom.so/lenders/pinnacle-bank-3"}],"topStates":[{"count":4,"state":"VA"},{"count":1,"state":"SC"},{"count":1,"state":"NC"}],"recentDeals":[{"borrower":"RJAY Singh 786 LLC","city":"Charles City","state":"VA","amount":821500,"fiscalYear":2024,"businessPurchase":true,"lender":"Celtic Bank Corporation"},{"borrower":"GILL BROS LLC","city":"Dublin","state":"VA","amount":933000,"fiscalYear":2022,"businessPurchase":false,"lender":"Pinnacle Bank"},{"borrower":"Black Rock Fuel & Food LLC","city":"Merry Hill","state":"NC","amount":466000,"fiscalYear":2021,"businessPurchase":true,"lender":"Citizens Bank"},{"borrower":"DEODAN HOLDING INC.","city":"Norfolk","state":"VA","amount":750000,"fiscalYear":2020,"businessPurchase":false,"lender":"PromiseOne Bank"},{"borrower":"ANYAK OF FLORENCE, LLC","city":"Timmonsville","state":"SC","amount":437500,"fiscalYear":2020,"businessPurchase":false,"lender":"Celtic Bank Corporation"},{"borrower":"Lott Cary, LLC","city":"Charles City","state":"VA","amount":200000,"fiscalYear":2020,"businessPurchase":false,"lender":"PCB Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/papco-inc","source_type":"DealRoom Data"}}