{"ok":true,"canonical_url":"https://dealroom.so/franchises/pedal-pub","api_url":"https://dealroom.so/api/public/franchises/pedal-pub","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Pedal Pub","slug":"pedal-pub","url":"https://dealroom.so/franchises/pedal-pub","sbaLoansSince2020":7,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[100000,212000],"avgRatePct":10.29,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Capital Bank, National Association","count":3,"url":"https://dealroom.so/lenders/capital-bank-national-association"},{"name":"The Huntington National Bank","count":2,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Manufacturers and Traders Trust Company","count":1,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"},{"name":"TowneBank","count":1,"url":"https://dealroom.so/lenders/townebank"}],"topStates":[{"count":2,"state":"NC"},{"count":1,"state":"CT"},{"count":1,"state":"GA"},{"count":1,"state":"TX"},{"count":1,"state":"FL"},{"count":1,"state":"KY"}],"recentDeals":[{"borrower":"Pedal Pub of Lexington-Frankfort","city":"Louisville","state":"KY","amount":250000,"fiscalYear":2024,"businessPurchase":false,"lender":"TowneBank"},{"borrower":"Fab Five and Funtime, LLC","city":"Wilmington","state":"NC","amount":212000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"We Bounce 2 The Beat Entertainment LLC","city":"Bristol","state":"CT","amount":180000,"fiscalYear":2024,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Pedal Pub Jax","city":"Jacksonville","state":"FL","amount":100000,"fiscalYear":2024,"businessPurchase":false,"lender":"Capital Bank, National Association"},{"borrower":"Fab Five and Funtime, LLC","city":"Concord","state":"NC","amount":20000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Darby Global Services LLC","city":"Columbus","state":"GA","amount":150000,"fiscalYear":2022,"businessPurchase":false,"lender":"Capital Bank, National Association"},{"borrower":"STKG Enterprise LLC","city":"Allen","state":"TX","amount":150000,"fiscalYear":2022,"businessPurchase":false,"lender":"Capital Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/pedal-pub","source_type":"DealRoom Data"}}