{"ok":true,"canonical_url":"https://dealroom.so/franchises/philly-pretzel-factory","api_url":"https://dealroom.so/api/public/franchises/philly-pretzel-factory","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Philly Pretzel Factory","slug":"philly-pretzel-factory","url":"https://dealroom.so/franchises/philly-pretzel-factory","sbaLoansSince2020":23,"businessPurchases":4,"typicalDeal":257900,"dealRange25th75th":[94000,350000],"avgRatePct":8.79,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":10,"topLenders":[{"name":"The Huntington National Bank","count":6,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Magnifi Financial CU","count":2,"url":"https://dealroom.so/lenders/magnifi-financial-cu"},{"name":"TD Bank, National Association","count":2,"url":"https://dealroom.so/lenders/td-bank-national-association"},{"name":"Citizens Bank","count":2,"url":"https://dealroom.so/lenders/citizens-bank"},{"name":"Hanover Community Bank","count":2,"url":"https://dealroom.so/lenders/hanover-community-bank"}],"topStates":[{"count":12,"state":"PA"},{"count":3,"state":"NJ"},{"count":2,"state":"MA"},{"count":2,"state":"FL"},{"count":1,"state":"DE"},{"count":1,"state":"SC"},{"count":1,"state":"NY"},{"count":1,"state":"NC"}],"recentDeals":[{"borrower":"Evermore Pretzels Inc","city":"Moorestown","state":"NJ","amount":366000,"fiscalYear":2026,"businessPurchase":false,"lender":"Truliant FCU"},{"borrower":"TopRock LLC","city":"Myrtle Beach","state":"SC","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"Magnifi Financial CU"},{"borrower":"LOVATO, INC.","city":"Attleboro","state":"MA","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"MK Pretzels LLC","city":"Philadelphia","state":"PA","amount":325000,"fiscalYear":2026,"businessPurchase":false,"lender":"Magnifi Financial CU"},{"borrower":"Beachside Pretzels LLC","city":"Cocoa Beach","state":"FL","amount":300700,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"LOVATO, INC.","city":"Attleboro","state":"MA","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Beachside Pretzels LLC","city":"Cocoa Beach","state":"FL","amount":30000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Salty Pigs LLC","city":"Doylestown","state":"PA","amount":470700,"fiscalYear":2025,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"PPF MCHALE LLC","city":"Scranton","state":"PA","amount":150000,"fiscalYear":2025,"businessPurchase":true,"lender":"Fidelity Deposit and Discount Bank"},{"borrower":"Cruz Family Pretzels Inc.","city":"Glenside","state":"PA","amount":25000,"fiscalYear":2025,"businessPurchase":false,"lender":"TD Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/philly-pretzel-factory","source_type":"DealRoom Data"}}