{"ok":true,"canonical_url":"https://dealroom.so/franchises/pinecrest-bakery","api_url":"https://dealroom.so/api/public/franchises/pinecrest-bakery","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Pinecrest Bakery","slug":"pinecrest-bakery","url":"https://dealroom.so/franchises/pinecrest-bakery","sbaLoansSince2020":1,"businessPurchases":0,"typicalDeal":560000,"dealRange25th75th":[560000,560000],"avgRatePct":10.25,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"City National Bank of Florida","count":1,"url":"https://dealroom.so/lenders/city-national-bank-of-florida"}],"topStates":[{"count":1,"state":"FL"}],"recentDeals":[{"borrower":"Sunny Bakery LLC","city":"Lauderhill","state":"FL","amount":560000,"fiscalYear":2025,"businessPurchase":false,"lender":"City National Bank of Florida"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/pinecrest-bakery","source_type":"DealRoom Data"}}