{"ok":true,"canonical_url":"https://dealroom.so/franchises/red-light-method","api_url":"https://dealroom.so/api/public/franchises/red-light-method","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Red Light Method","slug":"red-light-method","url":"https://dealroom.so/franchises/red-light-method","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":416600,"dealRange25th75th":[300000,450000],"avgRatePct":9.5,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"The Huntington National Bank","count":1,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"Summit State Bank","count":1,"url":"https://dealroom.so/lenders/summit-state-bank"},{"name":"Zions Bank, A Division of","count":1,"url":"https://dealroom.so/lenders/zions-bank-a-division-of"}],"topStates":[{"count":1,"state":"FL"},{"count":1,"state":"CA"},{"count":1,"state":"UT"}],"recentDeals":[{"borrower":"BNL Holdings, LLC","city":"Carlsbad","state":"CA","amount":450000,"fiscalYear":2026,"businessPurchase":false,"lender":"Summit State Bank"},{"borrower":"RLM Layton LLC","city":"Layton","state":"UT","amount":300000,"fiscalYear":2026,"businessPurchase":false,"lender":"Zions Bank, A Division of"},{"borrower":"Red Light Method Tampa LLC","city":"Palm Harbor","state":"FL","amount":416600,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/red-light-method","source_type":"DealRoom Data"}}