{"ok":true,"canonical_url":"https://dealroom.so/franchises/rent-a-center","api_url":"https://dealroom.so/api/public/franchises/rent-a-center","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Rent-A-Center","slug":"rent-a-center","url":"https://dealroom.so/franchises/rent-a-center","sbaLoansSince2020":3,"businessPurchases":1,"typicalDeal":2575000,"dealRange25th75th":[66000,2662500],"avgRatePct":6.83,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Meridian Bank","count":1,"url":"https://dealroom.so/lenders/meridian-bank"},{"name":"U.S. Bank, National Association","count":1,"url":"https://dealroom.so/lenders/u-s-bank-national-association"},{"name":"BayFirst National Bank","count":1,"url":"https://dealroom.so/lenders/bayfirst-national-bank"}],"topStates":[{"count":2,"state":"CA"},{"count":1,"state":"CT"}],"recentDeals":[{"borrower":"Rent Time","city":"Vista","state":"CA","amount":2662500,"fiscalYear":2020,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"DML Temps LLC","city":"Meriden","state":"CT","amount":2575000,"fiscalYear":2020,"businessPurchase":true,"lender":"Meridian Bank"},{"borrower":"Rent Time","city":"Vista","state":"CA","amount":66000,"fiscalYear":2020,"businessPurchase":false,"lender":"U.S. Bank, National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/rent-a-center","source_type":"DealRoom Data"}}