{"ok":true,"canonical_url":"https://dealroom.so/franchises/rita-s-ice-custard-happiness","api_url":"https://dealroom.so/api/public/franchises/rita-s-ice-custard-happiness","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Rita's Ice-Custard-Happiness","slug":"rita-s-ice-custard-happiness","url":"https://dealroom.so/franchises/rita-s-ice-custard-happiness","sbaLoansSince2020":88,"businessPurchases":11,"typicalDeal":318000,"dealRange25th75th":[174000,480000],"avgRatePct":8.88,"failureRatePct":0,"loansSinceFY2025":20,"topLenders":[{"name":"The Huntington National Bank","count":28,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"TowneBank","count":9,"url":"https://dealroom.so/lenders/townebank"},{"name":"TD Bank, National Association","count":6,"url":"https://dealroom.so/lenders/td-bank-national-association"},{"name":"Manufacturers and Traders Trust Company","count":5,"url":"https://dealroom.so/lenders/manufacturers-and-traders-trust-company"},{"name":"Hanover Community Bank","count":5,"url":"https://dealroom.so/lenders/hanover-community-bank"}],"topStates":[{"count":27,"state":"PA"},{"count":14,"state":"FL"},{"count":10,"state":"NJ"},{"count":6,"state":"SC"},{"count":6,"state":"VA"},{"count":5,"state":"MD"},{"count":2,"state":"AZ"},{"count":2,"state":"GA"}],"recentDeals":[{"borrower":"Rita's Ice","city":"Fort Myers","state":"FL","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"Newtek Bank, National Association"},{"borrower":"Floyd Family Frozen Treats LLC","city":"Parker","state":"CO","amount":318000,"fiscalYear":2026,"businessPurchase":false,"lender":"Redstone Bank"},{"borrower":"Rita’s Italian Ice","city":"Allentown","state":"PA","amount":899000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Internet Bank of Indiana"},{"borrower":"VLM CONFECTIONS LLC","city":"Saint Petersburg","state":"FL","amount":650000,"fiscalYear":2025,"businessPurchase":false,"lender":"Hanover Community Bank"},{"borrower":"Reichard Enterprises LLC","city":"Easley","state":"SC","amount":616000,"fiscalYear":2025,"businessPurchase":false,"lender":"Hanover Community Bank"},{"borrower":"Shenn Valley Ice Treats Inc.","city":"Harrisonburg","state":"VA","amount":535000,"fiscalYear":2025,"businessPurchase":false,"lender":"Hanover Community Bank"},{"borrower":"ADDIICE L.L.C.","city":"Round Rock","state":"TX","amount":502000,"fiscalYear":2025,"businessPurchase":false,"lender":"Hanover Community Bank"},{"borrower":"Columbia May LLC","city":"Cincinnati","state":"OH","amount":497500,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"KOD Ice LLC","city":"Passaic","state":"NJ","amount":486000,"fiscalYear":2025,"businessPurchase":false,"lender":"Valley National Bank"},{"borrower":"Happy Thoughts Inc.","city":"Summerville","state":"SC","amount":449000,"fiscalYear":2025,"businessPurchase":false,"lender":"Magnifi Financial CU"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/rita-s-ice-custard-happiness","source_type":"DealRoom Data"}}