{"ok":true,"canonical_url":"https://dealroom.so/franchises/ritter-s-frozen-custard","api_url":"https://dealroom.so/api/public/franchises/ritter-s-frozen-custard","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Ritter's Frozen Custard","slug":"ritter-s-frozen-custard","url":"https://dealroom.so/franchises/ritter-s-frozen-custard","sbaLoansSince2020":7,"businessPurchases":5,"typicalDeal":137900,"dealRange25th75th":[50000,490000],"avgRatePct":7.99,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Stock Yards Bank & Trust Company","count":3,"url":"https://dealroom.so/lenders/stock-yards-bank-trust-company"},{"name":"The Huntington National Bank","count":2,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"TD Bank, National Association","count":1,"url":"https://dealroom.so/lenders/td-bank-national-association"},{"name":"Byline Bank","count":1,"url":"https://dealroom.so/lenders/byline-bank"}],"topStates":[{"count":3,"state":"MI"},{"count":3,"state":"IN"},{"count":1,"state":"NJ"}],"recentDeals":[{"borrower":"Tommy's Ice-Cream Shop LLC","city":"Livonia","state":"MI","amount":490000,"fiscalYear":2025,"businessPurchase":true,"lender":"The Huntington National Bank"},{"borrower":"Tommy's Ice-Cream Shop LLC","city":"Livonia","state":"MI","amount":50000,"fiscalYear":2025,"businessPurchase":true,"lender":"The Huntington National Bank"},{"borrower":"Two M Ices LLC","city":"Surf City","state":"NJ","amount":40000,"fiscalYear":2023,"businessPurchase":false,"lender":"TD Bank, National Association"},{"borrower":"Franklin Custard, LLC","city":"Franklin","state":"IN","amount":660000,"fiscalYear":2022,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Portage Custard, LLC","city":"Portage","state":"MI","amount":105600,"fiscalYear":2021,"businessPurchase":true,"lender":"Stock Yards Bank & Trust Company"},{"borrower":"Greenwood Custard, LLC","city":"Greenwood","state":"IN","amount":160000,"fiscalYear":2020,"businessPurchase":true,"lender":"Stock Yards Bank & Trust Company"},{"borrower":"SB Fuse One, LLC","city":"Indianapolis","state":"IN","amount":137900,"fiscalYear":2020,"businessPurchase":true,"lender":"Stock Yards Bank & Trust Company"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/ritter-s-frozen-custard","source_type":"DealRoom Data"}}