{"ok":true,"canonical_url":"https://dealroom.so/franchises/sailtime","api_url":"https://dealroom.so/api/public/franchises/sailtime","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"SailTime","slug":"sailtime","url":"https://dealroom.so/franchises/sailtime","sbaLoansSince2020":2,"businessPurchases":2,"typicalDeal":612500,"dealRange25th75th":[519000,612500],"avgRatePct":10.88,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"Blue Ridge Bank National Association","count":1,"url":null},{"name":"Gulf Coast Bank and Trust Company","count":1,"url":"https://dealroom.so/lenders/gulf-coast-bank-and-trust-company"}],"topStates":[{"count":2,"state":"CA"}],"recentDeals":[{"borrower":"FOR THE LOVE OF SAILING, LLC","city":"Emeryville","state":"CA","amount":519000,"fiscalYear":2025,"businessPurchase":true,"lender":"Gulf Coast Bank and Trust Company"},{"borrower":"For the Love of Sailing LLC","city":"Emeryville","state":"CA","amount":612500,"fiscalYear":2024,"businessPurchase":true,"lender":"Blue Ridge Bank National Association"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/sailtime","source_type":"DealRoom Data"}}