{"ok":true,"canonical_url":"https://dealroom.so/franchises/sc-fuels-southern-counties-oil-co-valero-branding-agree","api_url":"https://dealroom.so/api/public/franchises/sc-fuels-southern-counties-oil-co-valero-branding-agree","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree","slug":"sc-fuels-southern-counties-oil-co-valero-branding-agree","url":"https://dealroom.so/franchises/sc-fuels-southern-counties-oil-co-valero-branding-agree","sbaLoansSince2020":5,"businessPurchases":2,"typicalDeal":1784000,"dealRange25th75th":[1356000,2142000],"avgRatePct":6.3,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Centerstone SBA Lending, Inc.","count":3,"url":"https://dealroom.so/lenders/centerstone-sba-lending-inc"},{"name":"PCB Bank","count":1,"url":"https://dealroom.so/lenders/pcb-bank"},{"name":"American Continental Bank","count":1,"url":"https://dealroom.so/lenders/american-continental-bank"}],"topStates":[{"count":5,"state":"CA"}],"recentDeals":[{"borrower":"San George Oil LLC","city":"Los Angeles","state":"CA","amount":3200000,"fiscalYear":2023,"businessPurchase":false,"lender":"PCB Bank"},{"borrower":"M&K Royal Spirits Inc","city":"Sacramento","state":"CA","amount":2142000,"fiscalYear":2022,"businessPurchase":true,"lender":"Centerstone SBA Lending, Inc."},{"borrower":"SAI 2610 INC","city":"Barstow","state":"CA","amount":1784000,"fiscalYear":2022,"businessPurchase":false,"lender":"American Continental Bank"},{"borrower":"BILLJAR, LLC","city":"Tracy","state":"CA","amount":1356000,"fiscalYear":2020,"businessPurchase":false,"lender":"Centerstone SBA Lending, Inc."},{"borrower":"BILLJAR, LLC","city":"Tracy","state":"CA","amount":1356000,"fiscalYear":2020,"businessPurchase":true,"lender":"Centerstone SBA Lending, Inc."}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"Buyers considering a SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. DealRoom can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree"},"web_url":"https://dealroom.so/franchises/sc-fuels-southern-counties-oil-co-valero-branding-agree?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree"},"web_url":"https://dealroom.so/franchises/sc-fuels-southern-counties-oil-co-valero-branding-agree?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree"},"web_url":"https://dealroom.so/franchises/sc-fuels-southern-counties-oil-co-valero-branding-agree?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/sc-fuels-southern-counties-oil-co-valero-branding-agree","source_type":"DealRoom Data"}}