{"ok":true,"canonical_url":"https://dealroom.so/franchises/schlotzsky-s","api_url":"https://dealroom.so/api/public/franchises/schlotzsky-s","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Schlotzsky's","slug":"schlotzsky-s","url":"https://dealroom.so/franchises/schlotzsky-s","sbaLoansSince2020":25,"businessPurchases":8,"typicalDeal":452900,"dealRange25th75th":[273000,1263400],"avgRatePct":7.24,"failureRatePct":0,"loansSinceFY2025":3,"topLenders":[{"name":"The Huntington National Bank","count":5,"url":"https://dealroom.so/lenders/the-huntington-national-bank"},{"name":"BancFirst","count":3,"url":"https://dealroom.so/lenders/bancfirst"},{"name":"Live Oak Banking Company","count":3,"url":"https://dealroom.so/lenders/live-oak-banking-company"},{"name":"Community National Bank & Trust","count":2,"url":"https://dealroom.so/lenders/community-national-bank-trust"},{"name":"Bell Bank","count":1,"url":"https://dealroom.so/lenders/bell-bank"}],"topStates":[{"count":7,"state":"TX"},{"count":5,"state":"SC"},{"count":3,"state":"OK"},{"count":2,"state":"IL"},{"count":2,"state":"NM"},{"count":2,"state":"KS"},{"count":1,"state":"ND"},{"count":1,"state":"AL"}],"recentDeals":[{"borrower":"Sterling Block Restaurant Group LLC","city":"Wichita Falls","state":"TX","amount":891900,"fiscalYear":2026,"businessPurchase":true,"lender":"The Huntington National Bank"},{"borrower":"Sterling Block Restaurant Group LLC","city":"Wichita Falls","state":"TX","amount":150000,"fiscalYear":2026,"businessPurchase":true,"lender":"The Huntington National Bank"},{"borrower":"Calclo LLC","city":"Artesia","state":"NM","amount":160200,"fiscalYear":2025,"businessPurchase":false,"lender":"Western Commerce Bank"},{"borrower":"Vega North Enterprises LLC","city":"San Antonio","state":"TX","amount":3995000,"fiscalYear":2024,"businessPurchase":true,"lender":"Gulf Coast Bank and Trust Company"},{"borrower":"Vedasrikanth LLC","city":"Naperville","state":"IL","amount":2340000,"fiscalYear":2024,"businessPurchase":false,"lender":"CenTrust Bank, A Division of SmartBiz Bank National Association"},{"borrower":"Kanthi Restaurant Group LLC","city":"Yukon","state":"OK","amount":1479000,"fiscalYear":2024,"businessPurchase":true,"lender":"BancFirst"},{"borrower":"Schlotzsky's and Cinnabon","city":"Mesa","state":"AZ","amount":729400,"fiscalYear":2024,"businessPurchase":false,"lender":"U.S. Bank, National Association"},{"borrower":"Sandia Restaurants LLC","city":"Santa Fe","state":"NM","amount":3151000,"fiscalYear":2023,"businessPurchase":false,"lender":"Midwest BankCentre"},{"borrower":"Schlotzsky's 1347","city":"Spring","state":"TX","amount":370000,"fiscalYear":2023,"businessPurchase":true,"lender":"Metro City Bank"},{"borrower":"DDK Deli's LLC","city":"San Antonio","state":"TX","amount":150000,"fiscalYear":2023,"businessPurchase":false,"lender":"BayFirst National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/schlotzsky-s","source_type":"DealRoom Data"}}