{"ok":true,"canonical_url":"https://dealroom.so/franchises/scissors-scotch","api_url":"https://dealroom.so/api/public/franchises/scissors-scotch","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Scissors & Scotch","slug":"scissors-scotch","url":"https://dealroom.so/franchises/scissors-scotch","sbaLoansSince2020":17,"businessPurchases":0,"typicalDeal":500000,"dealRange25th75th":[200000,685000],"avgRatePct":7.32,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Union Bank and Trust Company","count":4,"url":"https://dealroom.so/lenders/union-bank-and-trust-company-2"},{"name":"Old National Bank","count":3,"url":"https://dealroom.so/lenders/old-national-bank"},{"name":"The Callaway Bank","count":2,"url":"https://dealroom.so/lenders/the-callaway-bank"},{"name":"First National Bank of Omaha","count":2,"url":"https://dealroom.so/lenders/first-national-bank-of-omaha"},{"name":"Byline Bank","count":1,"url":"https://dealroom.so/lenders/byline-bank"}],"topStates":[{"count":5,"state":"NE"},{"count":2,"state":"CO"},{"count":2,"state":"TN"},{"count":1,"state":"KS"},{"count":1,"state":"WA"},{"count":1,"state":"NV"},{"count":1,"state":"GA"},{"count":1,"state":"MO"}],"recentDeals":[{"borrower":"S&S Elkhorn, LLC","city":"Omaha","state":"NE","amount":565000,"fiscalYear":2025,"businessPurchase":false,"lender":"Union Bank and Trust Company"},{"borrower":"Scissors & Scotch of Naperville LLC","city":"Wheaton","state":"IL","amount":450000,"fiscalYear":2025,"businessPurchase":false,"lender":"Peoples Bank"},{"borrower":"S&S Islay, LLC","city":"Las Vegas","state":"NV","amount":944900,"fiscalYear":2024,"businessPurchase":false,"lender":"First Commonwealth Bank"},{"borrower":"S&S Lee's Summit LLC","city":"Lees Summit","state":"MO","amount":500000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Callaway Bank"},{"borrower":"S&S Legacy, LLC","city":"Omaha","state":"NE","amount":200000,"fiscalYear":2024,"businessPurchase":false,"lender":"Union Bank and Trust Company"},{"borrower":"BARBERLY LLC","city":"Seattle","state":"WA","amount":992000,"fiscalYear":2023,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Svehla Holdings Company, LLC","city":"Lincoln","state":"NE","amount":685000,"fiscalYear":2023,"businessPurchase":false,"lender":"Nebraska Bank of Commerce"},{"borrower":"S&S Charlotte - 1, LLC","city":"Charlotte","state":"NC","amount":500000,"fiscalYear":2023,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"},{"borrower":"hollyollyoxenfree LLC","city":"Fort Collins","state":"CO","amount":200000,"fiscalYear":2023,"businessPurchase":false,"lender":"First National Bank of Omaha"},{"borrower":"hollyollyoxenfree LLC","city":"Fort Collins","state":"CO","amount":103000,"fiscalYear":2023,"businessPurchase":false,"lender":"First National Bank of Omaha"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/scissors-scotch","source_type":"DealRoom Data"}}