{"ok":true,"canonical_url":"https://dealroom.so/franchises/sea-love","api_url":"https://dealroom.so/api/public/franchises/sea-love","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://dealroom.so/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"franchise":{"brand":"Sea Love","slug":"sea-love","url":"https://dealroom.so/franchises/sea-love","sbaLoansSince2020":4,"businessPurchases":0,"typicalDeal":180900,"dealRange25th75th":[150000,223500],"avgRatePct":9.94,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"Stock Yards Bank & Trust Company","count":1,"url":"https://dealroom.so/lenders/stock-yards-bank-trust-company"},{"name":"First Bank of the Lake","count":1,"url":"https://dealroom.so/lenders/first-bank-of-the-lake"},{"name":"Readycap Lending, LLC","count":1,"url":"https://dealroom.so/lenders/readycap-lending-llc"},{"name":"The Huntington National Bank","count":1,"url":"https://dealroom.so/lenders/the-huntington-national-bank"}],"topStates":[{"count":1,"state":"KY"},{"count":1,"state":"OH"},{"count":1,"state":"SC"},{"count":1,"state":"PA"}],"recentDeals":[{"borrower":"Sea Love","city":"Hilton Head Island","state":"SC","amount":147500,"fiscalYear":2025,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Sea Love","city":"Liberty Township","state":"OH","amount":223500,"fiscalYear":2024,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"Tuscan Sun LLC","city":"Louisville","state":"KY","amount":180900,"fiscalYear":2024,"businessPurchase":false,"lender":"Stock Yards Bank & Trust Company"},{"borrower":"Omnia Bella, LLC","city":"Pittsburgh","state":"PA","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom franchise financing record","url":"https://dealroom.so/franchises/sea-love","source_type":"DealRoom Data"}}